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Health Insurance Within Reach

By RONI CARYN RABIN, NYT

Ever since Marci Lieber, a part-time social worker in Brooklyn, learned she was pregnant, she and her husband have been scrambling to find health insurance. But insurers consider pregnancy a pre-existing condition, and won’t sell anyone a new policy that covers it.

That changes on Jan. 1, 2014, when insurers will no longer be permitted to deny coverage of pre-existing conditions — and all Americans will be required to have health insurance under the Affordable Care Act. Ms. Lieber, 37, hopes to purchase a policy through New York State’s new health exchange as early as this October.

Just in time: the baby is due Jan. 25.

“I hadn’t paid super close attention to the A.C.A. I didn’t realize it would apply to my life,” Ms. Lieber said. She learned she could purchase a policy through the new exchange from a counselor at Community Health Advocates, a consumer assistance program that helps New Yorkers find health coverage.

(More here.)

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